Financial Conduct Authority

The regulator for the financial services industry in the UK - in 2013 it has split into the Financial Conduct Authority (FCA) and the Prudential Regulatory Authority (PRA)

HM Treasury

A source of some but not all of our financial services legislation.

The EU

The source of much of our current and future financial services legislation.

The Financial Ombudsman Service (FOS)

The official independent expert in settling complaints between consumers and businesses providing financial services. A useful source of information for regulated firms on how to ensure they do not get complaints and, where they do.